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Choose Nevada Capital Homeowners Insurance to protect your house, property, contents and income.
Nevada Capital Homeowers covers:
- Fire
- Theft, fraud, forgery
- Wildfire
- Storms and high winds
- Smoke damage
- Water damage (excluding flood waters)
Nevada Capital Homeowners Insures:
- Home accident liability
- Personal liability worldwide
- Computer equipment
- Jewelry, furs and fine art
- Financial securities
- Firearms
- Golf carts
- Watercraft
Nevada Capital Homeowners responds:
- On-the-Spot Claims Response
- FastTrack Claims Processing
- Expenses for displacement
- Key and lock replacement
- Identity fraud prevention
- Contents replacement
- Restoration services
With Double-Value Replacement Cost** & ID Expense Reimbursements***
- Potential perils including wildfire, flood, explosion, falling objects
- Causes such as fire, smoke, lightning, windstorm, hail, weight of ice/snow
- Replacement cost of contents of dwelling, household and personal property
- Living expenses in the event your home becomes uninhabitable
- Bodily injury coverage on or away from your premises
- Claims against you from damage to property of others
- Medical expenses for your guests (regardless of responsibility)
- Legal liability for fire.
** In circumstances requiring the full replacement cost of a damaged home or building CIG would pay up to 200% above specified amount to cover actual cost of replacement. (Most other insurers cover only up to 25% replacement cost overage).
*** Zero deductible identity fraud program covers reimbursement for lost wages and or expenses involved in restoring ownership of identity up to $25,000. Includes 24/7 help line. No additional cost.
Endorsement Options
- Home offices and computer equipment
- Valuables - covers jewelry, furs, firearms, silverware, securities
- Watercraft coverage
- Earthquake coverage
- Additional content coverage above limits
- Ordinance protection - covers loss due to laws, ordinances and regulations governing property construction, demolition or repair
- Refrigerated food coverage
- Key and lock replacement
- Additional liability for home, rental or second residence coverage
- CAL-ADD for accidental death and mortgage payment relief (California).
Excess Liability Coverage
With Incremental Multi-Million Dollar Lawsuit Protection Options
If a letter arrives from an attorney charging you with lawsuit, you may need to defend yourself, possibly have pay a court awarded sum to an injured party. A liability ruling against you may drain all your financial resources, including your future earnings.
Take Advantage of Real Savings...
Ways To Save On Homeowners Insurance Payments
- Custom Policy Package (multi-package policies)
- Loss Deductible
- Fire and theft alarms
- Century Age Credit
- Newer Homes
- Sprinkler Credit
- Loss Free Discount
- Roof Credits
- Non-flammable construction materials
- Three or more years as policy client.
Plus World-Class Service and Support...
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